Your Money is Here recognizes the importance of
respecting customers’ rights to privacy and adheres to
the following 10 key privacy principles as outlined in
the Personal Information Protection and Electronic
Documents Act (PIPEDA):
Your Money is Here is responsible for personal
information under its control and has designated
individuals to be accountable for the organization’s
2. Identifying Purpose
The purposes for which personal information is collected
will be identified and communicated before, and during
the time the information is collected.
Knowledge and consent will be obtained for the
collection, use, and disclosure of personal information,
except where obtaining consent is inappropriate.
4. Limiting Collection
The collection of personal information is limited to
that information which is related to the purposes
identified by Your Money is Here.
This web site has no applications or programs that
gather information from your computer without your
consent. Generally, you can browse through this web site
without giving us any information. When we need personal
information to provide requested services or when you
choose to provide us with your personal information,
this policy describes how we collect and use the
you about the type of information collected, who
receives the information, what we do with the
information, and how long we keep it. We made every
attempt to make this policy as clear as possible. If you
have questions about it, feel free to contact us.
When you apply to open an account, you are asked
to provide personal contact information, date of birth,
social insurance number (optional),
social security number (U.S. residents),
employment information and references. If your
application passes our verifications stage you will be
asked to provide bank account information. This
information is treated in the strictest of confidence,
is stored on limited access servers and is handled in
accordance with this policy.
5. Limiting use, disclosure and retention
Personal information will not be used or disclosed for
purposes other than those for which it was collected,
except with the consent of the customer or as required
Reasonable efforts will be made to ensure that personal
information is as accurate, complete, and up-to-date as
is necessary for the purposes for which it is used. We
will rely on our customers to provide us with current
information in order to achieve this accuracy.
Personal information is protected by reasonable security
safeguards appropriate to the sensitivity of the
At Your Money is Here, security is taken seriously. We
maintain high security standards and procedures to
safeguard against unauthorized access to your
information. We employ appropriate measures to protect
consumer information against unauthorized access,
disclosure, alteration or destruction. These may
include, among others, encryption, physical access
security and other appropriate technologies. Your Money
is Here continually reviews and enhances its security
systems, as necessary.
Information is available to customers regarding Your
Money is Here’s policies and procedures relating to the
management of personal information.
9. Individual Access
Upon request, and within a reasonable period of time, a
customer will be informed of the existence, use, and
disclosure of his or her personal information and will
be given access to that information.
10. Challenging Compliance
A customer is entitled to comment on the accuracy and
completeness of his or her personal information, and
have that information amended where appropriate. A
customer can address a challenge concerning compliance
with the above principles to Your Money is Here’s
designated Privacy Officer.