1. What are the eligibility requirements?
To qualify for a Payday Loan Account you must meet
the following criteria:
You must be eighteen (18) years of age or older
You must be working
You must have been with your employer for more
than two (2) months
You must have an active bank account with at
least seven (7) transactions and no more than two
(5) NSF charges on your bank statement in the last
thirty (30) days
You must not have filed for bankruptcy in the
You must have an active phone that we can reach
Unfortunately we do not lend to applicants who are
self-employed, seasonally or otherwise temporarily
employed, paid by commission, on social assistance,
on worker's compensation or on disability.
Regardless of the above requirements, the final
decision on all applications is subject to the sole
discretion of Your Money is Here.
2. How do I apply?
You can submit your application online (click here
to apply online) or over the phone at
3. How much money can I borrow?
We extend loans of between $100 and $600 in
increments of $10. The maximum you can borrow is
calculated based on your net income and other
employment information. On your first loan, there is
a limit of $300. If you qualify for more than this
amount then you can borrow additional funds once you
have successfully repaid your first loan.
4. How fast can I get my money?
Once your application is submitted we provide you with an instant credit decision. If your
application is approved, your funds will be in your
account in one business day.
5. What if I have more questions?
If you have more questions you can e-mail them to us
at email@example.com or reach us by phone at